Financial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds and some government-sponsored enterprises.
In most countries, life and non-life insurers are subject to different regulatory regimes and different tax and accounting rules. The main reason for the distinction between the two types of Companies is that life, annuity, and pension business is a very long-term in nature – coverage for life insurance or a pension can cover risks over many decades. By contrast, non-life insurance usually covers a shorter period, such as one year.
At Credential Research® we understand the importance of ensuring your business investments. With our custom services compliant we ensure that our clients are well protected when it comes to being complaint by following strict hiring practices. Proper certification, license or degree for the positions in the finance and insurance industry is mandatory.
Our online web based interface makes it easy and seamless for our clients to perform quick checks on SSN verifications of potential candidates. Credential Research's® SSN verification services can help achieve significant goals in background check processing.
Credential Research's® SSN Verification tool provides the vital information about the candidate and also provides the date of issue of the SSN. Our Social Security number verification is processed in real time, which makes for a quick turnaround.
Credential Research® uses Dun & Bradstreet Credit Information that comes along with 2000 quality checks to conduct reference checks and recognize red flags, to reduce DSO and improve cash flow, and to prioritize collections.
At Credential Research® we research applicant’s credit reports by both automated and manual methods. By retrieving information from all major credit bureaus, Credential Research's® credit history background checks can identify whether a candidate has any accounts in collections, open loans, inquiries made by third parties, or similar warning signs.
For any positions that deal with cash, credit, accounting or corporate functions, this search gives you the necessary insight into your applicant's financial responsibility. Credit history checks can be prudent supplements to a criminal records search, sex offender registry check and reference check. For internal or external positions where financial responsibility is paramount, we help you make smart selections to mitigate theft, fraud and other types of risk.
Credential Research® has consistently helped its clients to identify high-risk applicants by revealing any legal actions filed involving the applicant as well as particulars of action, remedies and awards in a case(s).
Credential Research® provides the most comprehensive reports on the civil court record searches and litigation background checks available which in turn helps our clients to make the right decision when it comes to identifying applicants with risky or excessive civil records or judgments. Credential Research® performs both automated and manual search on the records wherever the applicant has been known to reside for the past decade.
Whether you need help with filing a lien, UCC-1 financing statements, or UCC-3 continuations, amendments, releases or terminations, Credential Research® can help you with all your UCC filings from one secure and convenient web application. Credential Research® makes quick work of UCC filings and includes a proprietary debtor name validation service that alerts you to potentially incorrect corporate debtor names before you file a lien.
Best of all, Credential Research® keeps track of changing jurisdictional requirements—like which states have enacted the 2010 Amendments to UCC Article 9—so you don't have to. Our application is automatically updated with the appropriate forms and prompts so that your UCC-1 filings and any additional UCC filings remain in compliance.
Credential Research's® solution for your Criminal Background check procedures and methods are developed by years of experienced researchers strictly utilizing State and Federal FCRA standards. Credential Research’s® online web based address history trace helps employers, renters, non-for profit organizations, communities, families and individuals ensure that the people they hire, rent-to, encounter and/or deal with not only have a legitimate social security number, but that the address they said they lived at and the legal name they claim to be all match the information returned in the address history trace and criminal history check results.
At Credential Research® we search all possible data sources to find the most accurate and up to date information for you. We search and prepare your requested driving record or motor vehicle report (MVR) corresponding to state's Department of Motor Vehicles (DMV), Secretary of State (SOS), Department of Revenue (DOR), Department of Public Safety (DPS), or Motor Vehicle Division (MVD).
With our integrated solution for all background check, our clients are able to create and manage a comprehensive substance abuse and employment drug testing program effortlessly. The considerable reduction in manual effort, paperwork and greatly improved accuracy are a result of our modern web based screening service.
Our trained staff also help you stay compliant with all applicable federal and state regulations. MROs review screening results to ensure accuracy, determine permissible use of controlled substances, and maintain detailed records.
Credential Research's® web based portal facilitates you to screen your applicants and new employees to verify past employment, confirm education degrees or check for criminal offenses - completely online, completely simple.
Experts at Credential Research® contact the educational institution that issued the degree or certificate for you and most degrees or certificates are verified by the institution's Admissions and Records Office. Some educational institutions use third-party verification services.
Credential Research® has a team of experts with years of experience to verify employment verifications. With our global network of employment verification experts, we help our clients in hiring professionals quickly. Our team helps our clients by verifying an applicant's current and previous work history, including dates of employment; job titles, responsibilities and reasons for leaving. Attendance, employee rating, eligibility for rehire are also provided if available along with other information if requested. We get the relevant information you need directly from the employers, so you hire only honest and truthful employees. We also conducts interviews with former employers (mostly HR or Payroll departments) and supervisors to verify each candidate’s work history and capabilities.